Discover a better way to protect your health and save money with Benefits For America. Our Combo Plans offer comprehensive coverage at a fraction of the cost of traditional health insurance.
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Joining The Combo Plan is a simple process that can be completed in just a few easy steps. Here's how it works.
After 18 years of traditional insurance, my premium approached $2,000/mo. During the first 3 months on the sharing plan, our family had three major claims. Everything was covered and my out of pocket was $200 - total.
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The Basic Level has unlimited sharing starting in year one. The GAP plan pays your Initial Unshared Amount (IUA) for the first Hospital Stay in a calendar year, or an outpatient surgery with general anesthesia. It includes a robust prescription benefit with 330 of the most common drugs for $1.00, as well as the discount Labs, X-Ray, MRI, CT and more. The Basic plan will provide you will virtual Doctor care from Galileo. They are a health care service that makes it easy for you to text or video chat with a team of board-certified doctors 24/7 via mobile app.
Galileo is a primary & multi-specialty virtual practice (telehealth service) staffed with full-time care providers practicing 20+ specialties through a team based approach; members never receive care from AI chat bots or outsourced doctors. Galileo treats acute issues to chronic conditions & everything in between, delivered through asynchronous chat or video visits, 24 hours/day, with full end-to-end care. Benefit is available with no appointments needed and has a $0 copay. Prescriptions may be called in to the pharmacy of your choice.
The Doctors are always ready to see you...Don’t wait two hours for a fifteen-minute appointment—to find out you need to wait three more weeks to see another specialist. We redesigned the system to make the right clinicians reachable anytime, anywhere.
The Combo Plan Plus level provides participants with an extra layer of physician access. Individuals through Direct Primary Care have face-to-face doctor office visits via the PHCS network (the nation’s largest network), along with specialist visits, and Urgent Care visits. The only difference between the Basic Plan and the Plus Plan is how you see your Doctor; either virtually, or face-to-face. (For those of you who want both, you can add Galileo to this level and have it all. Because you deserve it!)
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The Combo Plan Premier level provides participants with an even greater level of healthcare to keep participants healthier. Provides Direct Primary with face-to-face doctor visits via the PHCS network, with MORE specialist visits, and MORE Urgent Care visits. PLUS, fully ACA compliant preventative care.
Preventative Care: The Premier level provides coverage for preventive services as required by the Affordable Care Act. No copays, no deductibles, or other out-of-pocket costs are required for these services. All preventive services are required to be in-network with PHCS for coverage. Preventative care also includes children ages 0-18. All required children’s immunizations are provided for children participating in the Combo Plan.
Discover a better way to protect your health and save money today.
